Our underwriting philosophy

Integrity, transparency, innovation and efficiency

Profitable underwriting rather than pure premium growth is key to what we do. We achieve this through employing expert underwriters, giving them the right tools to analyse and rate a risk and by very careful exposure management.

Developing strong, long term relationships with our capacity providers is achieved by making considerable effort to fully understanding their risk appetite and then working to it. 

Our binder structures and commission arrangements help to ensure our interests are fully aligned. Integrity, transparency, innovation and efficiency will help us to continue to grow market share.